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20 Lucky Clover by AGT — RTP & Analytics

AGT · Oct 16, 2026

RTP 94.98% C Vol Medium Max 6,975× Value 75.4 Bank 3.7 Style Balanced Player
Asian Irish Festive Fruit Classic Clover Expanding Wilds Scatter Symbols Progressive Jackpot Risk/Gamble (Double) game
★★★★☆ Excellent

20 Lucky Clover won't chase headlines with extreme multipliers, but its 94.98% RTP and Medium profile deliver reliable entertainment value.

What the Data Shows

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Below Average RTP

The 94.98% RTP is 1.17% below market average. Consider this slot for entertainment value and features rather than raw return rate.

📉
Below AGT's Average

This slot's 94.98% RTP is 0.39% below AGT's portfolio average of 95.37%.

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Play Style: Balanced Player

Mix of steady play and bonus excitement

Slot Analytics

Value Score
75.4 Top 68%
Risk Index
4.1
Win Potential
6.3
Bankroll Rating
3.7
vs Market -1.17% vs AGT -0.39%

20 Lucky Clover — What You Need to Know

AGT's 20 Lucky Clover targets Balanced Player players with Medium variance, 94.98% returns, and a 6,975x win ceiling.

Theme

The slot draws inspiration from Asian culture and traditions.

Features

Key features include Expanding Wilds, Scatter Symbols and Progressive Jackpot.

20 Lucky Clover by AGT Software features a 6x3 reel layout with 20 fixed paylines, where bets range from €0.50 to €100, supporting medium volatility gameplay focused on steady payouts through classic fruit and lucky symbols like cherries, plums, peaches, bells, coins, sevens, horseshoes, stars, and bananas. The standout mechanic is the expanding wild clover, which appears on specific reels and covers the entire reel while substituting for other symbols except scatters, enhancing win potential without complex bonus rounds. Visual style blends retro charm with vibrant, modern animations and a green-dominated palette evoking luck and festivity, paired with smooth HTML5 mechanics for intuitive navigation and clear paytables. Two scatter symbols (star and banana) trigger payouts independently, complemented by a progressive jackpot activated randomly and a risk/gamble game allowing players to double or quadruple wins up to 10x the bet via card guessing. This structure delivers persistent action and high engagement through simple yet effective features, distinguishing it from more intricate slots by prioritizing reliable base game performance over free spins or multipliers.
Gameplay

Players choose 20 Lucky Clover for its medium volatility and balanced RTP around 95-96%, offering frequent smaller wins via 20 paylines and expanding wilds without needing bonus rounds. The retro fruit theme with lucky clovers and progressive jackpot appeals to those seeking straightforward, nostalgic gameplay with potential for big payouts.

Unique Mechanic

The expanding wild clover uniquely covers entire reels on appearance, substituting for most symbols to boost base game wins significantly.

Bankroll Tip

A moderate bankroll of 200-400x your bet balances session length with bonus trigger opportunities.

Where to Play

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About AGT

Total 121 Avg RTP 95.37% Best 96.18%
All AGT Slots →

Technical Specifications

ProviderAGT
RTP94.98%
VolatilityMedium
Max Win6,975×
Hit Frequency25-33%
Math ProfileStandard
Value Score75.4/100
Risk Index4.1/10
Win Potential6.3/10
Bankroll Rating3.7/10

20 Lucky Clover FAQ

What is the RTP of 20 Lucky Clover?

20 Lucky Clover has an RTP of 94.98%, which is below average compared to the industry standard of ~96%. For every $100 wagered, the theoretical return is $94.98 over extended sessions.

What is the volatility of 20 Lucky Clover?

20 Lucky Clover has Medium volatility, meaning it offers a balanced mix of frequency and size.

What is the maximum win on 20 Lucky Clover?

The maximum win potential is 6,975x your total bet.

Who made 20 Lucky Clover?

20 Lucky Clover was developed by AGT. Explore all AGT slots in our provider directory.

Is 20 Lucky Clover worth playing?

20 Lucky Clover has a Value Score of 75.4/100, which is good. This score combines RTP, volatility, and max win into a single metric.

Can I play 20 Lucky Clover for free?

Many online casinos offer a demo mode for 20 Lucky Clover where you can play with virtual credits before wagering real money.

How risky is 20 Lucky Clover?

20 Lucky Clover has a Risk Index of 4.1/10, making it moderate-risk. Relatively gentle on your bankroll.

Bankroll Calculator

Bankroll—
Return—
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Theoretical estimates. Results vary.

Whether you're chasing the 6,975x max win or enjoying the base game, 20 Lucky Clover offers a well-crafted slot experience.

20 Lucky Clover94.98%Play Now →
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